8 Swan Court in Delanco

Purchasing a home can be one of the most stressful events in our life. Some have said it’s worse than going through a divorce or overcoming the death of a loved one. While The Property Alliance makes your purchase as smooth as possible, it’s up to you to throw a welcoming party. We do have […]

There’s only one week left in our 2ndAnnual Backpack Drive. The children at Baldwin Elementary were so excited to receive the community’s donation last year, but this year we are hoping to DOUBLE our contribution. The Property Alliance needs your help to get there! So far only seven stuffed bookbags have come in from outside […]

Quality seafood, great prices I am never disappointed when I dine at Oyster House. The experience is well worth the trip over the Ben Franklin. This Philadelphia institution has been at its current location on Sansom Street since 1969, but the Oyster House name has been serving up only the freshest fish since 1947. Frequent […]

The Juice Bar, located at 20 S. Centre Street, has been serving up healthy smoothies, juices and snacks in the heart of downtown Merchantville for two and a half years. Co-owners Seth Amoah and Kelli Mouzon work with a smile as they happily provide recommendations to eager new customers and regulars alike. Every client is […]

If you’re like me, you always feel rushed when packing for a trip. I put off doing the laundry, shopping for travel size toiletries and creating an agenda for the vacation. This process does not usually work in my favor. I feel overwhelmingly unorganized, unprepared and I worry the whole time that I forgot something […]

Summer is coming and that means more time with the family, great weather and outdoor adventures. Although fun, educational and a vibrant city, I get tired of redundant trips to Philadelphia visiting the same attractions. This year, I have taken it upon myself to research new, exciting opportunities to explore our ever-changing tri-state area. Below […]

The Square Meal | 211 W Clinton Ave. Oaklyn, NJ 08107 Meet the owners: Power couple, Dan and Jackie Walther, launched The Square Meal in 2013 with the simple goal of delivering fresh, sustainable foods to locals in a convenient way. Before they could successfully open their vegan-friendly eatery, Dan and Jackie decided it would be […]

A guide to boosting your score and preparing for a home purchase. To be clear, there are no quick fixes to repairing credit. Any company spouting the contrary should be approached with caution. Unfortunately, there is no “buyer beware” when it comes to finding sound credit advice. This is why it’s vital to your success […]

Pros & Cons of Open Houses: a word of precaution from experts who have your best interest in mind. When determining if you’re going to host an open house there are 3 major factors to consider: how much exposure this will bring your listing, security and whether perspective buyers are qualified. These three major categories […]

Come by on April 13th between the hours of 9am to 2pm to learn about all things green, explore shops and experience eco-friendly games. In honor of Spring and the upcoming Earth Day (April 22nd), Collingswood is hosting their annual “Green Festival.” All are welcome to take in the fun along Irvin Avenue (near PATCO […]

According to the National Association of Realtors, 63 percent of homebuyers will drop by after viewing a home they like online. This means that first impressions are key to a successful listing and curb appeal is a huge part of that. The home’s exterior will serve as a homebuyer’s introduction when getting to know your […]

The average American will move 11 times in their lifetime. ELEVEN TIMES! I don’t think I know anyone who thrives on the stress and hassle of moving, not to mention how expensive moving can be. Here are 10 easy steps you can take to save on time and money that will make the packing process, […]

First things first, don’t let the idea of zero waste intimidate you. The concept can be more than a little overwhelming when you think about the amount of plastic used on a daily basis. I’m here to warn you: DON’T GO DOWN THAT RABBIT HOLE! You’d be surprised how easy it can be to go […]

TONIGHT! Don’t miss the Philadelphia Boys Choir and Chorale perform at Saint Rose of Lima in Haddon Heights, NJ. “Established in the 1960s, the Emmy-winning and Grammy-nominated Philadelphia Boys Choir & Chorale has toured the world, recorded with internationally renowned orchestras and soloists such as Luciano Pavarotti, appeared on national and international television, and received […]

During the holiday season it is far too easy to get swept up in making your home absolutely impeccable. From the moment our guests enter, we strive to have all the little details refined to perfection. Coordinating the linens with centerpieces and silverware, plus creating an elegant, festive screen in the living room can be […]

When it comes to financing your new home, it’s no secret that finding the right financing options can be incredibly difficult. The monthly payments can add up all too quickly once property taxes and homeowner’s insurance are factored in South Jersey. Plus, crushing student debt, rising home prices, and high demand from the millennial generation is causing a shift in the way buyers purchase their homes. These important distinctions among potential young homeowners means they are moving away from the traditional model of homeownership and toward a shared equity models. A shared equity mortgage is an arrangement under which a lender and a borrower share ownership of a property. The borrower must occupy the property. When the property sells, the allocation of equity goes to each party according to their financial contribution. Each party also shares losses on the sold property. “Ok so what does that mean exactly and what are my options?” Shared equity is designed as an alternative option for those who want to purchase or renovate a home but can’t afford some portion of that expense. Example, I’m a first-time home buyer who is currently renting. I have no trouble covering the monthly costs of renting, I even have some leftover cash for small repairs, but I can’t seem to scrape together enough for a down payment (traditionally 20% of purchase cost). This concept is also applied to current homeowners in two different manners. Those who are looking to make repairs or additions to their house can partner with lenders such as Unison Home Ownership Investments  who will provide half the cost in exchange for a proportional stake in the equity of the home. Additionally, those homeowners who are approaching retirement and looking to downsize may consider Irene Retirement. Retirees sell their home to Irene, get cash upfront and never pay property taxes, homeowners insurance or big-ticket maintenance costs again. Irene offer a brand new approach to reverse mortgages but base their cash offer on equity accumulated in the home. This process enables elderly homeowners to sell their home and remain owner-occupants or receive income from renters. A serious game changer for seniors looking to minimize expenses. The lender or investor also stands to gain from a shared equity mortgage. Their contribution is an investment and, as such, the lender will take a proportion of any value increase over the lifetime of the mortgage. If the investor is contributing to mortgage interest, they may be able to deduct that interest from their taxable income just as the principal homeowner would. The investor can also apply depreciation of the property to their taxes. A buyer seeking to extend their buying power can turn to products like adjustable rate mortgages (ARMs), interest-only loans, or interest buydown loans. However, each of these mortgage types involves a higher financial risk to the buyer than a shared equity mortgage. If you’d like to explore the basics of mortgages further visit Investopedia’s Mortgage Basics page for a full list of terminology, definitions and questions you should be asking your lender.   Read more: Shared Equity Mortgage

We made it! The Property Alliance just crested our two-year anniversary! Can you believe it? We thank you all from the bottom of our hearts. Our success- past, present, and future- is entirely because of our amazing clients. Your referrals drive our business and we would just like to say- THANK YOU! Since opening in 2016, The Property Alliance has been fortunate enough to bring five new agents on board, a full time transaction coordinator, partner with Love Investment Group LLC., and continually improve our business. We are happy to announce over the next fiscal year we project to more than double our closings. This will be largely in part from the hard work of our new agents who consistently amaze us with their determination, drive, and dedication to their clients. Take a look at the latest listings from The Property Alliance here to admire their hardworking. Way to go, everyone! Continuously working to improve ourselves at The Property Alliance. We have already surpassed our 2018 goal! Our most recent renovation which just hit the market. Sneak peak of what is coming down the pipeline. A pretty impressive accomplishment from The Property Alliance team. Results from annual backpack drive We were on a roll this summer!